It’s almost back-to-school time, and for millions of UK students who are going away to university for the first time, the future may seem both exciting and terrifying. University is a major step towards adulthood, and for most young people it is a mixed bag of experiences, with the heady thrill of new freedom all too often tempered by the weight of new responsibilities. Without Mum and Dad hovering over their shoulders, students are left to their own devices more often than not, and sometimes the choices they make don’t serve them well. Those who have not learned to manage
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